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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants by the entireties
B) as tenants at sufferance
C) as tenants in common
D) as joint tenants

2. The commissioner may refuse to issue a license if the applicant

A) provided incorrect information on licensing application.
B) is 20-years of age.
C) has allowed an insurance license to lapse.
D) is not a resident of Pennsylvania.

3. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a contractual liability.
C) a fraudulent insurance act.
D) a violation of the grace period provision.

4. Which of the following is NOT effective with a Quit Claim Deed?

A) Stops grantor from asserting rights.
B) Warranty of title.
C) Conveyance of title interest.
D) Remove clouds on title.

5. Which of the following can be licensed as a title insurance agent?

A) an approved attorney
B) an officer of a title company
C) a legal entity
D) an employee of a title company

Solutions: