Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Oct 08, 2026     Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Federal liens
    • 2. Voluntary liens
      • 3. Judgments
        • 4. Taxes and assessments
          • 5. Involuntary liens
            - General exceptions
            - Property-related issues
            • 1. Surveys
              • 2. Condominiums
                • 3. Equitable interests
                  • 4. Water rights
                    • 5. Mineral rights
                      • 6. Attachments
                        General Insurance Concepts3%
                        Title Insurance Principles- Title insurance policies
                        • 1. Commitments
                          • 2. Leasehold policy
                            • 3. Enhanced policies
                              • 4. Owner's policy
                                • 5. Loan policy
                                  - Risks covered by title insurance
                                  • 1. Errors by producer
                                    • 2. Hidden off-record risks
                                      • 3. Errors in public records
                                        - Policy structure
                                        • 1. Exclusions
                                          • 2. Schedule B exceptions
                                            • 3. Schedule A
                                              • 4. Endorsements
                                                • 5. Conditions and stipulations
                                                  • 6. Insuring provisions
                                                    - Title search techniques
                                                    • 1. Computer index
                                                      • 2. Chain sheet
                                                        • 3. Hard copy index
                                                          - Insurable interests
                                                          • 1. Easements
                                                            • 2. Leasehold estate
                                                              • 3. Fee simple estate
                                                                • 4. Life estate
                                                                  Insurance Regulation12%- Licensing
                                                                  • 1. Licensing process
                                                                    • 2. Appointment procedures
                                                                      • 3. Disciplinary actions
                                                                        • 4. Maintenance and duration
                                                                          • 5. Renewal
                                                                            • 6. Revocation, suspension, nonrenewal or denial of license
                                                                              • 7. Title producer additional requirements
                                                                                • 8. Expiration
                                                                                  • 9. Assumed names
                                                                                    • 10. Cease and desist orders
                                                                                      • 11. Reporting of actions
                                                                                        • 12. General requirements
                                                                                          • 13. Address change
                                                                                            • 14. Persons to be licensed
                                                                                              • 15. Continuing education
                                                                                                - Federal regulation
                                                                                                • 1. Fraud and false statements (18 USC 1033/1034)
                                                                                                  • 2. Fair Credit Reporting Act
                                                                                                    - Company regulation
                                                                                                    • 1. Rates regulation
                                                                                                      • 2. Unfair claims settlement practices
                                                                                                        • 3. Solvency requirements
                                                                                                          - State regulation
                                                                                                          • 1. Commissioner's general duties and powers
                                                                                                            - Producer regulation
                                                                                                            • 1. Charges for extra services
                                                                                                              • 2. Record keeping
                                                                                                                • 3. Unfair inducements and marketing practices
                                                                                                                  • 4. Prohibited acts
                                                                                                                    - Title insurance law requirements
                                                                                                                    • 1. Examination of title required
                                                                                                                      - Unfair trade practices
                                                                                                                      • 1. Boycott, coercion or intimidation
                                                                                                                        • 2. Defamation
                                                                                                                          • 3. False advertising
                                                                                                                            • 4. Unfair discrimination
                                                                                                                              • 5. Rebates and inducements
                                                                                                                                • 6. Twisting
                                                                                                                                  • 7. Misrepresentation

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1

                                                                                                                                    Which section of a title insurance policy lists the rights of the insurer?

                                                                                                                                    • A. insuring agreement
                                                                                                                                    • B. conditions
                                                                                                                                    • C. exclusions from coverage
                                                                                                                                    • D. declarations
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: B  🗳️

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                                                                                                                                    Question #2

                                                                                                                                    The MAIN purpose of insurance is to

                                                                                                                                    • A. alter risk.
                                                                                                                                    • B. reduce risk.
                                                                                                                                    • C. transfer risk.
                                                                                                                                    • D. retain risk.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: C  🗳️

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                                                                                                                                    Question #3

                                                                                                                                    An acknowledgment

                                                                                                                                    • A. states that a deed contains verified information.
                                                                                                                                    • B. is an authorization to convey property.
                                                                                                                                    • C. is a signature on a deed.
                                                                                                                                    • D. provides evidence that a signature is genuine.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #4

                                                                                                                                    Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

                                                                                                                                    • A. Record in the county where the property is located a certified copy of John's death certificate.
                                                                                                                                    • B. Probate the estate of John.
                                                                                                                                    • C. Record a certified copy of a probate court order of John's estate distributing the home to Kate.
                                                                                                                                    • D. Nothing is required.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #5

                                                                                                                                    Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

                                                                                                                                    • A. they are tenants by the entirety.
                                                                                                                                    • B. the conveyance is void.
                                                                                                                                    • C. they are joint tenants with rights of survivorship.
                                                                                                                                    • D. they are tenants in common.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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