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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | - Temporary adjuster permits - Licensing process - License renewal - Fingerprinting - License maintenance and duration - Licensing requirements - Bond requirements - Qualifications | |
| Topic 2: Commercial Package Policy | 38% | - First named insured - Common policy conditions - Common policy declarations - Monoline versus package policies - Components of a commercial policy |
| Topic 3: Other Property and Liability Coverages | - Commercial automobile - Flood insurance - Personal automobile - Inland marine - Ocean marine - Excess liability - Workers compensation - Surety and fidelity bonds - Crime insurance - Aviation insurance | |
| Topic 4: Commercial Property | - Commercial property forms and endorsements - Businessowners Policy - Commercial Package Policy - Commercial General Liability - Commercial property coverage | |
| Topic 5: Insurance Principles and Concepts | - Waiver and estoppel - Moral hazards - Morale hazards - Insurable interest - Insurance contracts - Insurance principles and concepts - Warranties - Fraud - Concealment - Representations and misrepresentations - Hazards - Physical hazards | |
| Topic 6: Dwelling and Homeowners Insurance | - New York specific endorsements - Personal liability supplement - Dwelling policies - Homeowners property coverage - Personal umbrella policies - Standard Fire Policy - Homeowners liability coverage | |
| Topic 7: New York Unfair Claim Settlement and Prohibited Practices | - New York cybersecurity regulation - Consumer privacy requirements - Terrorism Risk Insurance Act - New York claim settlement laws and regulations - Insurance fraud and false statements - Unfair claim settlement practices | |
| Topic 8: Claims Adjustment Procedures | - Subrogation procedures - Negotiation - Execution of releases - Claims adjustment procedures - Competitive estimates - Non-waiver agreements - Releases - Draft authority - Reservation of rights letters - Alternative dispute resolution - Mediation - Arbitration - Settlement procedures - Advance payments - Appraisal - Coverage problems |
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All of the following would be covered by Other than Collision (Comprehensive) coverage EXCEPT
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