Insurance Licensing NV Accident and Health : InsNV_Health02

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 05, 2026     Q & A: 132 Questions and Answers

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Social Insurance / Government Plans
  • 1. Medicare (Parts A, B, C, D)
  • 2. Medicaid
  • 3. Social Security Disability Benefits
- Policy Provisions, Clauses & Riders
  • 1. Optional Provisions
  • 2. Common Riders
  • 3. Mandatory Uniform Provisions
  • 4. Other Provisions and Clauses
- Types of Health Insurance Policies
  • 1. Accidental Death & Dismemberment
  • 2. Disability Income Insurance
  • 3. Medical Expense / Major Medical Insurance
  • 4. Long-Term Care (LTC) Insurance
  • 5. Group Health Insurance
  • 6. Limited Benefit Plans
  • 7. Medicare Supplement Policies
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Insurance Basics and Risk
  • 3. Application and Underwriting
Topic 2: Nevada Statutes, Rules and Regulations~32%- Nevada Health-Specific Regulations
  • 1. Advertising and Disclosure Rules
  • 2. Replacement and Free-Look Provisions
  • 3. Group and Credit Health Rules
- General State Insurance Regulations
  • 1. Insurance Commissioner Authority
  • 2. Agent Licensing Requirements
  • 3. Definitions and General Provisions
  • 4. Insurance Guaranty Associations
  • 5. Marketing Practices and Unfair Trade

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Under a Medicare Supplement policy that is issued in response to a direct solicitation, a policyowner may return the policy to the insurance company for a full premium refund within a MAXIMUM of how many days?

  • A. Ten
  • B. Forty-five
  • C. Sixty
  • D. Thirty
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

An employee's group life coverage terminates because employment ends. During the applicable conversion period, the former employee dies before applying for an individual policy. What protection does Nevada group-life law provide?

  • A. Only any accumulated cash value is payable.
  • B. The amount that could have been converted is payable under the group policy.
  • C. No benefit is payable because the employee did not submit an application.
  • D. The employer must personally pay the former employee's beneficiary.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

A long-term-care policy commonly becomes eligible to pay benefits when the insured is certified as chronically ill because the insured:

  • A. Has missed one premium payment
  • B. Is unemployed for 30 days
  • C. Cannot perform at least two activities of daily living without substantial assistance
  • D. Has reached age 65
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

A life policy has been in force during the insured's lifetime for more than two years. Which circumstance may still permit the insurer to deny a claim under the policy's incontestability provision?

  • A. A material misrepresentation unrelated to the policy
  • B. An innocent misstatement on the original application
  • C. A change in the insured's occupation after issue
  • D. Nonpayment of premium
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

What is the minimum age requirement for a natural person applying for a resident Nevada producer license?

  • A. 25 years old
  • B. 21 years old
  • C. 16 years old
  • D. 18 years old
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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