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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Marketing and Sales | 10-15% | - Replacement regulations - Sales practices and disclosures - Suitable product recommendations - Recordkeeping requirements |
| Topic 2: Health Insurance Fundamentals | 20-25% | - Disability income insurance - Health maintenance organizations (HMOs) - Preferred provider organizations (PPOs) - Dental and vision coverage - Major medical insurance |
| Topic 3: Oklahoma Insurance Regulations | 20-25% | - Oklahoma Insurance Code requirements - Market conduct regulations - Unfair trade practices prohibitions - Licensing requirements and procedures - Consumer protection regulations |
| Topic 4: Life Insurance Basics | 15-20% | - Types of life insurance policies - Policy provisions and riders - Beneficiary designations - Cash value and loan provisions |
| Topic 5: Accident and Sickness Insurance | 15-20% | - Sickness-related coverage - Accident-only policies - Hospital indemnity insurance - Critical illness insurance |
| Topic 6: Ethics and Professional Conduct | 10-15% | - Fiduciary responsibilities - Disclosure requirements - Handling customer complaints - Antifraud regulations |
A new mother is guaranteed a 48-hour hospital stay after a regular delivery of a child under which federal law and regulations for group health insurance?
Correct Answer: A 🗳️
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A whole life policy payment period is related to an annual premium in which of the following ways?
Correct Answer: D 🗳️
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Benefits required under the child immunization coverage shall NOT be subject to
Correct Answer: C 🗳️
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An insurance producer sells fake policies and gambles the premium payments at a casino. Which entity would not be involved in the investigation?
Correct Answer: C 🗳️
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Which of the following is NOT a key factor in underwriting life insurance?
Correct Answer: C 🗳️
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