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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Immunizations for children
B) Well-baby checkups
C) Physical examinations
D) Experimental surgery

2. Which type of Medicare Supplement information can be used without prior state approval?

A) Radio announcements approved by the insurer
B) Government publications
C) Television advertisements approved by the insurer
D) Insurance company brochures

3. Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

A) The master contract is issued
B) The application is signed
C) The majority of employees reside
D) The producer resides

4. The entire contract provision in an individual accident and health insurance policy states that the producer:

A) May waive only certain contract provisions
B) Has company authority to waive any contract provisions
C) Has no authority to change the policy or waive any of its provisions
D) Has company authority to change the policy

5. If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?

A) Refer the employer to the Maryland Insurance Administration
B) Refer the employer to the carrier where a friend works
C) Help the employer sign-up through the SHOP Exchange
D) Refer the employer to a licensed insurance producer

Solutions: